Lendellect ("Lendellect," "we," "us," or "our") operates Lendellect.com (the "Platform"). This Privacy Policy explains what information we collect, how we use it, and the choices you have regarding your personal information. By accessing or using the Platform, you agree to the practices described in this Privacy Policy.
Lendellect is an independent credit card discovery and comparison platform designed to help users compare credit cards using transparent data and intelligent comparison tools. We are not a bank, lender, financial advisor, broker, or credit card issuer. We do not provide financial, investment, tax, or legal advice. Unless expressly disclosed, our rankings, recommendations, and comparison results are not influenced by payments from financial institutions or card issuers.
If you choose to sign in using Google, Facebook, or LinkedIn, we receive limited information directly from those providers after you authorize the login.
This information may include:
We only request the minimum information necessary to authenticate your account.
You may voluntarily provide information when you:
This may include your name, email address, and any information contained in your message.
Lendellect offers an optional Wallet feature that allows users to organize and monitor their credit cards.
You may voluntarily provide information such as:
We never request, collect, or store:
We use cookies and similar technologies to:
Third-party authentication providers such as Google, Meta (Facebook), and LinkedIn may also place cookies required for secure authentication.
| Category | Examples | Source | Purpose |
|---|---|---|---|
| Identifiers | Name, Email Address | Social Login / User Input | Account Management |
| Technical Information | Browser, Device, IP Address, Cookies | Automatically Collected | Security & Analytics |
| Wallet Information | Card Name, Open Date, APR | User Provided | Card Tracking & Comparison |
| Communications | Email Messages & Support Requests | User Provided | Customer Support |
We use personal information to:
We use trusted third-party providers for services including:
These providers process information only as necessary to provide their services and are contractually required to protect your information.
Google, Facebook, and LinkedIn authentication are subject to their own privacy policies and developer terms. We only request the minimum information required to verify your identity and never use social login information for advertising purposes.
Lendellect may contain links to banks, credit card issuers, and other third-party websites. These links are provided solely for your convenience and informational purposes.
We do not control or assume responsibility for the privacy practices, content, or security of external websites. Please review their privacy policies before providing any personal information.
We retain information only as long as necessary to provide our services, comply with legal obligations, resolve disputes, enforce our Terms of Use, and prevent fraud.
When information is no longer required, it is securely deleted or anonymized.
We implement reasonable administrative, organizational, and technical safeguards to protect your personal information.
While we strive to maintain strong security practices, no method of electronic transmission or storage can be guaranteed to be completely secure.
You may:
If you reside in California, you may have rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), including the rights to:
Lendellect does not sell personal information for monetary compensation.
Where required by law, we honor Global Privacy Control (GPC) browser signals as an opt-out request.
Residents of states with applicable privacy laws may have additional rights, including the ability to access, correct, delete, or object to certain processing of personal information. We will respond to requests as required by applicable law.
Lendellect is intended only for users who are at least 18 years old. We do not knowingly collect personal information from children.
Lendellect is intended primarily for users located in the United States. If you access the Platform from another country, you understand that your information may be processed in the United States where privacy laws may differ from those in your jurisdiction.
We may update this Privacy Policy periodically. The "Last Updated" date reflects the latest revision. Continued use of the Platform after changes become effective constitutes acceptance of the revised Privacy Policy.
If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:
Email:
contact@lendellect.com
